A HELOC lets you borrow against the equity you've built in your home - to pay off high-interest debt, take on a renovation, or fund a down payment on your next home. Draw what you need, when you need it, and keep your current first mortgage in place.
Free quote · No obligation · Licensed in CA · Hablamos español
Move the sliders to see how much equity you may be able to access and whether your requested line fits.
Estimate only, based on up to 90% combined loan-to-value. Your actual line amount depends on your appraised value, credit, income, and other factors. This is not an offer or commitment to lend.
Please provide your contact details and we will connect you with one of our knowledgeable loan officers.
I’m a California loan officer with Premium Mortgage, and I’ve spent more than 10 years on the processing and underwriting side of mortgage lending. That means I know exactly what it takes to get a loan from application to closing, and I know how to avoid the surprises that slow most people down.
Whether you’re tapping into your equity to pay off debt, renovate, or buy your next home, I’ll walk you through your options in plain English (or Spanish) and make sure you understand every step. Here’s what you can expect working with me:
10+ years of hands-on experience with loan files
Fluent in English and Spanish
Able to shop many different wholesale investors to find the perfect product for you.


Premium Mortgage · 750 B Street, Suite 3130, San Diego, CA 92101 · 619-382-6093
Enrique London, Loan Officer · NMLS #1498682 · CA DRE #02097367
Premium Mortgage · NMLS #1975242 · CA DRE #02077891 · NMLS Consumer Access · Equal Housing Opportunity
Disclaimer: This is not a commitment to lend. All loans are subject to credit approval, property appraisal, and underwriting guidelines. Programs, rates, terms, and conditions are subject to change without notice. Not all applicants will qualify. A HELOC is secured by your home; failure to repay could result in loss of your home. Consult a tax advisor regarding the deductibility of interest.